Velhari Sankaran

Founder & Operations Executive • Commerce Student

Business & Ventures Active Entities

Velnex Business Management & Operations FZE LLC

Early Stage

Founder, Manager | Ajman Emirate, UAE

Business Consulting and Management Operations.

Green Summer Ventures LLP

Restructuring

Designated Partner, Strategy & Business Dev. | Kerala, India

Wholesale Procurement, Distribution & Supply of Fresh Agricultural Produce (Family Business).

Professional Experience Career History

IZIN Designs Interior Studio

May 2026 - Present

Digital Marketer | Muttom, Kerala

Tormac | Westzone | Sea Focus

Sep 2025 - Mar 2026

Back Office Exec | IT | Designer | Sharjah, UAE

Ship Management And Operations

GNS Leisure Travels Pvt Ltd

Jun 2025 - Sep 2025

Back Office Exec | IT | Digital Mkt. Strategist | Kerala, India

Greenix Experiences Pvt Ltd

Jan 2023 - May 2025

Back Office Exec | IT | Pitch Deck Designer | Kerala, India

Event Management, Boating, Tourism.

Academic Background Qualifications

Plus Two - Commerce

2026 - Present

Board of Open Schooling and Skill Education | Sikkim, India

Diploma in Multimedia

2023

Academy of Media and Design LLP | Kerala, India

Plus One - Comp. Science

2020 - 2021

Santa Cruz Higher Secondary School | Kerala, India

10th SSLC

2019

Hidayathul Islam Higher Secondary School | Kerala, India

VELHARI SANKARAN • EXECUTIVE FOUNDER PROFILE

PAGE 1 OF 2 • CONFIDENTIAL

PERSONAL FINANCIAL STATEMENT

Velhari Sankaran

Statement of Financial Position • Assets, Liabilities & Net Worth

As of August 2026

Reporting Currency: INR (₹)

CONFIDENTIAL

Total Assets

₹282,074.85

Liquid + Investments + Receivables

Total Liabilities

₹380,030.91

Term Loans (₹338.8k) + Credit Cards (₹41.1k)

Net Position (Deficit)

(₹97,956.06)

Total Assets less Liabilities

1. Bank & Cash Accounts

Liquid Assets
Account Credit Debit Balance
Federal Bank - Savings 12.03L 12.02L ₹216.74
IDFC FIRST Bank - Savings 8.23L 8.23L ₹64.21
Airtel Payments Bank Wallet 1.29L 1.28L ₹1,000.00
Cash in Hand 22,100 15,055 ₹7,045.00
Total Bank & Cash Total Liquid Assets ₹8,325.95

2. Investments

Fixed Assets
Tata AIA Life Insurance - Investment SIP ₹100,000.00
Muthoot Finance - Gold Investment ₹2,244.00
Total Investments ₹102,244.00

3. Receivables & Advances

Recoverable
Party / Entity Lent Received Outstanding
Velnex Business Management & Operations 150,999 0 ₹150,999.00
Nandana Er 25,950 14,700 ₹11,249.90
Jeevan Joseph (Personal Advance) 19,024 14,810 ₹4,214.00
Jeevan Joseph (Loan EMI Advance) 59,086 56,699 ₹2,387.00
Diljith P.D 2,250 0 ₹2,250.00
Gireesh Chullikkavu 2,150 0 ₹2,150.00
Akshay - Staff Advance 2,500 500 ₹2,000.00
Alphin 2,850 1,700 ₹1,150.00
Jessin Thomas 2,136 1,000 ₹1,136.00
Bibi Varghese 6,050 5,000 ₹1,050.00
Anzil Mohammad 929 0 ₹929.00
Alfiya 700 0 ₹700.00
Stalin Benny 19,989 19,730 ₹259.00
Aqwin Stalin 350 150 ₹200.00
Sheeja Babu 150 0 ₹150.00
Ajayan & Rajendran 200 0 ₹200.00
Nandana (TV EMI) & Greenix (Adj.) 53,246 56,030 (₹2,784.00)
Total Receivables Net Outstanding ₹178,239.90

4A. Term Loans & EMIs

Fixed Liabilities
Loan Facility Repaid Borrowed Outstanding
Bajaj Finserv - Personal Loan 92,030 272,601 ₹180,570.52
Aditya Birla Finance - Personal Loan 0.00 147,414 ₹147,414.00
Lulu Finance - HP Smart Tank 584 Printer 0.00 13,500 ₹13,500.00
HDB Financial Services (Advance Credit) 87,288 84,688 (₹2,600.00)
Total Term Loans Term Balance ₹338,884.52

4B. Credit Cards & Lines

Revolving Facility
Card Facility Repaid Spent Outstanding
IDFC FIRST Bank - Ashva Card 55,491 85,361 ₹29,869.64
Federal Bank - Signet Card 55,272 66,549 ₹11,276.75
Total Credit Cards Revolving Balance ₹41,146.39
Total Liabilities (Loans + Credit Cards) ₹380,030.91
5. Income Summary
Salary ₹2.81L
Family / Gift Support ₹2.30L
Freelance & Other ₹11.7K
Total Inflow ₹523,217
6. Expense Summary
Emergency / Medical ₹2.42L
Loan & EMI Payments ₹1.20L
Business Formation ₹1.14L
Living & Education ₹2.70L
Total Outflow ₹745,752

Notes to the Financial Statement

1. Debt Servicing: Personal term loans (Bajaj Finserv & Aditya Birla Finance) are active liabilities serviced through regular monthly EMI deductions.

2. Business Outlay: ₹150,999.00 represents initial founder capital deployed into Velnex operations.

VELHARI SANKARAN • PERSONAL FINANCIAL STATEMENT

PAGE 2 OF 2 • CONFIDENTIAL